Raze Legal

Terms & Conditions

Welcome to www.milliyfxmarkets.com (referred to as "the Website" or "the Platform"). Pleasecarefully read and understand the following Terms and Conditions ("Terms") as they constitute alegally binding agreement between you ("User" or "Client") and MilliyFX Global Ltd ("theBrokerage" or "we").

1. Acceptance of Terms

By accessing or using the Website, you acknowledge that you have read, understood, andagree to be bound by these Terms. If you do not agree with any part of these Terms, pleaserefrain from using the Website.

2. Eligibility

You represent and warrant that you are at least 18 years of age and possess the legal capacityto enter into this agreement. If you are accessing the Website on behalf of an entity ororganization, you affirm that you have the authority to bind such entity to these Terms.

3. Services

3.1 The Brokerage provides an online platform for foreign exchange trading and relatedservices. The Website allows Users to access real-time market data, execute trades, monitoraccount activity, and access educational resources.

3.2 The Brokerage does not provide financial advice or guarantee the profitability of any trades.Users are solely responsible for their investment decisions and acknowledge that trading in theforeign exchange market involves risks.

4. Account Registration and Security

4.1 To access certain features and services on the Website, Users are required to register anaccount. Users agree to provide accurate and up-to-date information during the registrationprocess.

4.2 Users are responsible for maintaining the confidentiality of their account credentials andensuring the security of their account. Any activities conducted through a User's account will bedeemed the responsibility of the account holder.

5. User Conduct

5.1 Users agree to use the Website in compliance with all applicable laws and regulations.Users shall not engage in any activities that may disrupt or interfere with the operation of theWebsite or compromise the security and integrity of the Platform.

5.2 Users shall not engage in any fraudulent, deceptive, or illegal activities on the Website.Prohibited activities include but are not limited to unauthorized access, market manipulation,money laundering, or any activity that violates the rights of others.

6. Intellectual Property

6.1 All content, materials, and intellectual property displayed on the Website, including but notlimited to logos, trademarks, graphics, text, and software, are the property of the Brokerage orits licensors. Users shall not use, reproduce, modify, or distribute any of these materials withoutobtaining prior written permission from the Brokerage.

7. Risk Disclosure

7.1 Users acknowledge that foreign exchange trading involves substantial risks and can result infinancial losses. The Brokerage provides educational resources and risk disclosures, but Usersare solely responsible for assessing and understanding the risks associated with trading.

8. Limitation of Liability

8.1 The Brokerage shall not be liable for any direct, indirect, incidental, consequential, orpunitive damages arising from the use or inability to use the Website, including but not limited tofinancial losses, trading losses, or damages resulting from unauthorized access to Useraccounts.

9. Indemnification

9.1 Users agree to indemnify and hold the Brokerage, its affiliates, directors, employees, andagents harmless from any claims, damages, losses, liabilities, and expenses arising out of orrelated to their use of the Website, violation of these Terms, or any breach of applicable laws.

10. Modification and Termination

10.1 The Brokerage reserves the right to modify or terminate the Website or any part thereof at any time without prior notice.

10.2 The Brokerage may also modify these Terms from time to time. Users will be notified of any material changes to these Terms, and continued use of the Website after such modifications constitutes acceptance of the updated Terms.

11. Governing Law and Dispute Resolution

11.1 These Terms shall be governed by and construed in accordance with the laws of SaintLucia. Any disputes arising out of or in connection with these Terms shall be resolved through arbitration in accordance with the rules of International Arbitration in the Caribbean.

12. Severability

12.1 If any provision of these Terms is found to be invalid, illegal, or unenforceable, theremaining provisions shall continue to be valid and enforceable to the fullest extent permitted bylaw.

13. Entire Agreement

13.1 These Terms constitute the entire agreement between the User and the Brokerage concerning the use of the Website and supersede any prior agreements or understandings, whether written or oral.

14. Anti-Money Laundering (AML) and Know Your Customer (KYC) Obligations

14.1 Users acknowledge and agree to comply with all applicable anti-money laundering lawsand regulations. The Brokerage may require Users to provide identification documents, proof of address, and other information for KYC purposes. Failure to provide requested information mayresult in the restriction or termination of the User's account.

15. Deposits and Withdrawals

15.1 Users may deposit funds into their trading accounts through approved payment methods as specified on the Website. The Brokerage reserves the right to impose minimum deposit requirements and may charge fees for certain transactions.15.2 Withdrawals of funds from User accounts shall be subject to the Brokerage's withdrawal policies, including verification procedures and processing times. Users are responsible for any fees or charges associated with withdrawals.

16. Third-Party Websites and Links

16.1 The Website may contain links to third-party websites or resources that are not owned or controlled by the Brokerage. The Brokerage does not endorse or assume any responsibility for the content, privacy practices, or actions of any third-party websites. Users access such websites at their own risk.

17. Modifications to the Website

17.1 The Brokerage reserves the right to modify, update, or discontinue any part of the Website,including its features, functionalities, and user interface, at any time without prior notice.

18. Communications

18.1 By using the Website, Users consent to receive electronic communications, including promotional materials, updates, and notifications, from the Brokerage. Users can opt out of receiving marketing communications at any time by following the instructions provided in the communication.

19. Force Majeure

19.1 The Brokerage shall not be liable for any delay, failure, or interruption in the performance of its obligations under these Terms due to events or circumstances beyond its reasonable control,including but not limited to acts of God, natural disasters, war, or governmental actions.

20. Waiver

20.1 The failure of the Brokerage to enforce any provision of these Terms shall not be deemed a waiver of its right to enforce such provision in the future.

21. Survival

21.1 Sections such as Intellectual Property, Limitation of Liability, Indemnification, GoverningLaw and Dispute Resolution, and Severability shall survive any termination or expiration of these Terms.Please note that this is a revised version of the document and should be reviewed by legal professionals to ensure compliance with local laws and regulations.

Privacy Policy

This Privacy Policy ("Policy") explains how MilliyFX Global Ltd (referred to as "the Brokerage,""we," or "us") collects, uses, stores, and protects the personal information of users ("Users" or"you") of our foreign exchange brokerage services and website ("the Services" or "theWebsite"). By accessing or using our Services, you consent to the collection, use, storage, andprotection of your personal information as described in this Policy.

1. Information We Collect

1.1 Personal Information: When you register for an account or use our Services, we may collect personal information, such as your name, email address, phone number, date of birth, nationality, government-issued identification documents, proof of address, and financial information.

1.2 Log Data: We may automatically collect certain information when you access or use ourWebsite, including your IP address, browser type, device information, operating system, and logdata such as pages visited and time spent on the Website.

1.3 Cookies and Similar Technologies: We may use cookies and similar technologies to collect information about your preferences, optimize the Website, and enhance your user experience.You have the option to disable cookies through your browser settings, but it may affect the functionality of the Website.

2. Use of Information

2.1 Provision of Services: We may use the personal information we collect to provide you with access to our Services, facilitate transactions, process deposits and withdrawals, and communicate with you regarding your account and the Services.

2.2 User Verification: We may use your personal information to verify your identity, comply withapplicable anti-money laundering (AML) and know your customer (KYC) obligations, and prevent fraudulent activities.

2.3 Communications: We may use your personal information to send you important notifications,

updates, and promotional materials related to our Services. You can opt out of receiving marketing communications at any time by following the instructions provided in the communication.

2.4 Improving and Customizing Services: We may use the information we collect to analyze trends, monitor the effectiveness of our marketing campaigns, conduct research and development, and improve the functionality and user experience of our Website and Services.

3. Information Sharing and Disclosure

3.1 Service Providers: We may engage third-party service providers to assist us in providing the Services, such as payment processors, identity verification services, and IT infrastructure providers. These service providers may have access to your personal information but are contractually obligated to maintain its confidentiality and use it only for the purposes specified byus.

3.2 Legal Requirements: We may disclose your personal information if required to do so by law or in response to valid requests from governmental authorities or law enforcement agencies.

3.3 Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred or disclosed as part of the transaction. We will notify you via email or a prominent notice on our Website of any change in ownership or theuse of your personal information.

4. Data Security

4.1 We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security of your data.

5. Data Retention

5.1 We retain your personal information for as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

6. Your Rights

6.1 You have the right to access, rectify, and delete your personal information. You can updateor delete your account information by logging into your account or by contacting us directly.However, please note that certain information may be retained as required by law or for legitimate business purposes.

6.2 You may also have the right to restrict or object to the processing of your personal information, as permitted by applicable laws. Please contact us if you have any concerns or requests regarding the processing of your personal information.

7. Third-Party Websites and Services

7.1 Our Website may contain links to third-party websites or services that are not owned or controlled by the Brokerage. This Policy applies only to our Website, and we are not responsible for the privacy practices or content of third-party websites or services. We encourage you to review the privacy policies of those third parties before providing any personal information.

8. Children's Privacy

8.1 Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information without parental consent, please contact us, and we will take steps to remove the information from our systems.

9. International Data Transfers

9.1 Users agree to indemnify and hold the 9.1 As a global business, we may transfer your personal information to servers located in countries outside of your own. These countries may have data protection laws that differ from those in your jurisdiction. By using our Services and providing your personal information, you consent to the transfer of your information to these countries.

9.2 We will take appropriate measures to ensure that any international transfers of personal information comply with applicable data protection laws. These measures may include the use of standard contractual clauses, adequacy decisions, or other approved safeguards.Brokerage, its affiliates, directors, employees, and agents harmless from any claims, damages, losses, liabilities, and expenses arising out of or related to their use of the Website, violation of these Terms, or any breach of applicable laws.

10. California Privacy Rights

10.1 If you are a California resident, you may have additional rights under the CaliforniaConsumer Privacy Act (CCPA) regarding the collection, use, and disclosure of your personal information. Please refer to our separate California Privacy Notice for more information on yourCCPA rights and how to exercise them.

11. User Choices and Opt-Out

11.1 You have the right to control how we collect and use your personal information. You may choose to limit or opt out of certain data collection and processing activities, such as receiving marketing communications or the use of cookies. Please refer to our Cookie Policy for information on how to manage your cookie preferences.

12. Updates to Your Personal Information

12.1 It is important to keep your personal information accurate and up to date. If there are any changes to your personal information, please log into your account or contact us to update your information promptly.

13. Data Protection Officer

13.1 We have appointed a Data Protection Officer ("DPO") who is responsible for overseeing our data protection practices and ensuring compliance with applicable privacy laws. If you have any questions, concerns, or requests regarding the handling of your personal information, you may contact our DPO at compliance@milliyfxmarkets.com.

14. Governing Law and Dispute Resolution

14.1 This Privacy Policy shall be governed by and construed in accordance with the laws ofSaint Lucia. Any disputes arising out of or in connection with this Policy shall be resolved through arbitration in accordance with the rules of OHADAC Regional Arbitration Centre.

15. Severability

15.1 If any provision of this Privacy Policy is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted bylaw.

16. Entire Agreement

16.1 This Privacy Policy constitutes the entire agreement between you and the Brokerage regarding the collection, use, storage, and protection of your personal information and supersedes any prior agreements or understandings, whether written or oral.

17. User Feedback and Reviews

17.1 From time to time, we may request feedback and reviews from Users regarding ourServices. By providing feedback or reviews, you acknowledge and agree that we may use and publish such feedback or reviews on our Website or other marketing materials, along with your first name or initials, without further notification or compensation.

18. Data Subject Rights

18.1 In addition to the rights mentioned earlier in the Privacy Policy, Users in certain jurisdictions may have other data subject rights, such as the right to erasure, the right to data portability, and the right to object to processing. If you wish to exercise any of these rights, please contact us using the contact information provided in the "Contact Us" section.

19. Changes to the Privacy Policy

19.1 We reserve the right to modify or update this Privacy Policy at any time to reflect changes in our practices or for legal, regulatory, or operational reasons. We will notify you of any material changes to the Privacy Policy by posting a notice on our Website or by sending you a notification through your registered email address. We encourage you to review the PrivacyPolicy periodically to stay informed about how we collect, use, and protect your personal information.

20. Data Breach Notification

20.1 In the event of a data breach that may result in the unauthorized disclosure or access to your personal information, we will take appropriate steps to notify you and any relevant regulatory authorities, as required by applicable data protection laws. We will provide information about the nature of the breach, the categories of affected personal information, and any measures taken to mitigate the risks associated with the breach.

21. Contact Us

21.1 If you have any questions, concerns, or requests regarding this Privacy Policy, the handling of your personal information, or if you would like to exercise your rights as a data subject,please contact us using the contact information provided below: complience@milliyfxmarkets.com